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How to File a Truck Accident Claim The majority of accidents involving trucks are caused by inattention on the part of a truck driver or trucking company. Victims of injuries often need to file a lawsuit to obtain full compensation for accident-related expenses. Medical bills are a cost that victims of accidents involving trucks often have to cover. Insurance companies may demand an independent medical examination to determine the severity of your injuries and their impact on your daily activities. Medical Care You need to seek medical attention immediately following the accident to ensure your safety and health. Additionally, seeking medical assistance as soon as you can makes it easier to document your injuries to use in your claim. It can also help you build an argument that is stronger and proves your injuries resulted from the accident. Medical expenses are a foundational component of any personal injury claim. They demonstrate the severity of your injuries and how they affected your life. Without solid documentation of your injuries, you could not be able to obtain the full amount of compensation for all your injuries. In certain cases medical treatment may be so long that you're unable to work or resume your usual activities. In this scenario you could be entitled to compensation for lost income. In addition, you could be entitled to reimbursement for the cost of any assistive devices you need in order to remain in the most normal way possible. Like any other accident, several parties could be held accountable for the cause of a truck crash. They include: Truck drivers: They could be either company employees with a contract to drive for a specific employer, or independent owner-operators. They operate their trucks on behalf of them or the shipper with whom they have an agreement. When truck drivers are negligent or reckless, or engaged in unsafe actions on the road, they may be held accountable for causing an accident. Other drivers In the event that the negligence of another driver caused the crash, the driver could be held accountable. It is common for other drivers to be liable when it comes to truck accidents, especially when the other driver was driving recklessly or distracted. The parties at fault may try to deny your claim by trying to minimize the blame, recording your statements against you, or even tricking you into admitting to fault. You should hire an experienced truck accident attorney. Your lawyer will fight for your rights and ensure the responsible party pays you what you're due. Lost Wages Accidents with trucks aren't the typical. These crashes are more severe and are more likely to cause permanent disability or long-term injury. These crashes also involve more weight, which can cause occupants to be at risk. There are several different kinds of truck drivers. These include owner-operators who own their own trucks and contract with shippers to transport goods for a fee or corporate drivers who operate the vehicles owned by their employers. Both parties can be held accountable in a crash that involves commercial vehicles based on the circumstances. Someone who suffers an injury from a truck accident that keeps them from working could be entitled to compensation for lost wages. These are calculated in relation to the amount money they could have earned while they could not work because of their injuries. florida truck accident lawsuit includes regular pay along with benefits such as paid time off or overtime. In order to award damages for lost wages, a judge usually reviews a letter from the doctor who treated the injured party that details their treatment plan and explains why they were unable to work. A letter from their employer confirming their salary, hourly wage and the number of days they were unable to work because of their injury is also required. After all the evidence has been collected, your lawyer will prepare a demand package that outlines how much you have suffered as a result of the truck crash. The package will be sent out with a clear message to the insurer of the other driver, detailing the details of the incident and how you were injured. There may be a back and forth communication during this negotiation process, and if a deal is not reached, your lawyer will initiate a lawsuit on behalf. In the majority of cases, a person can get compensation for lost wages by claiming the at-fault driver's liability bodily injury coverage. If this coverage is not available for a person injured by an uninsured or underinsured driver can file a claim through their own insurance company to the extent of their personal injury protection (PIP) coverage limit. Suffering and Pain Accidents involving trucks can cause physical pain and emotional distress along with financial loss. These losses that are not economic are often harder to put a dollar figure on, but they still need to be compensated in monetary terms. A New York truck accident attorney can evaluate your case to determine the value of your noneconomic damages. A great example of a non-economic loss is the inability to engage in hobbies or in favorite pastimes due to injuries. You may also miss out on vacations, or other activities that can make life more enjoyable and you're entitled to compensation for this loss. Other examples of non-economic losses are loss of consortium and loss of enjoyment of life. It is essential to seek immediate medical attention for any injury after a collision with an enormous truck. This will not only aid you maintain your health but also serve as an important document to file any future personal injuries claims. Even if the injury seems small, it's important to undergo a thorough assessment. Over time, a medical professional can determine the severity of your injury is and will provide you with the appropriate treatment. Your attorney will review all of the evidence and draft a demand letter outlining your demands for compensation. Your lawyer will then forward the demand letter to the parties at fault and their insurance companies. If they refuse to settle your demands, your lawyer will be prepared to take them to the court. This will show them that you're not planning to relent and they should treat you with respect if they want you to receive a fair amount of compensation. Be prepared for the insurance company of the responsible party to reach out to you regarding the collision and any injuries you sustained. They are often “wolves disguised as sheep” and they'll try to obtain information from you, which they could make up out of context and use against you in court in order to reduce the amount you receive in settlement. You are able to avoid making statements that may be used against your interests by letting your attorney handle all communications with insurers and others. Damages The most important aspect of an accident claim involving a truck is damages. Damages can be financial (medical bills and lost wages) or non-economic (pain and suffering). All injuries are the result of negligence. In order to claim compensation for these losses, the injured victim must be able to prove that the liable person failed to exercise reasonable care in operating or maintaining their vehicle, or was reckless on the road. Even minor accidents can result in devastating injuries due to the weight and size. It is vital to seek medical attention immediately, even if your injuries appear to be minimal. This will not only ensure your health and well-being, but also provide vital evidence for your injury claim. This will help the insurance company be aware of the full impact of your injuries and may prevent them from arguing that you aren't as injured as you claim. It is also essential to keep track of all expenses that you incur as a result of your accident. This includes travel expenses you incur for getting to doctor's appointments or other treatments, as well as any property damage that is incurred in the crash. This includes your car which could be totaled in a serious crash and personal belongings like watches and other jewelry. Insurance companies are often contacted to offer a settlement within a few days after a crash. However, you should avoid talking to them or agreeing to a settlement without consulting a seasoned truck accident attorney. They will usually try to convince you to accept low offers that don't pay for your expenses resulting from the accident. A knowledgeable lawyer will look over your documents and give you a precise estimation of the value of your case. Additionally, your lawyer will be able to determine if additional damages are available such as punitive damages. These are damages that are intended to penalize the offender and deter others from engaging similar behavior.